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How Much Does a Houseboat Cost? Prices by Type, New vs. Used and More

How Much Does a Houseboat Cost? Prices by Type, New vs. Used and More

Houseboats are a popular form of housing in some areas, but they’re not cheap. The cost of buying a houseboat can vary depending on the type you choose and other factors such as the location. Houseboats come in all shapes and sizes, from small to large, and can be either new or used.

How much does a houseboat cost?

The average cost of a new houseboat ranges from $150,000 to $200,000. If you want to buy an old used one with some wear and tear, the price will range from $50,000 to $100,000.

Houseboats are typically made of wood or aluminum and can hold up to eight people. They are famous for weekend getaways or people who want to live on the water. They are also suitable for people who want to live near the beach.

Family having fun on houseboat sun deck, Kraalbaai, South Africa

How much does it cost to build a houseboat?

There are many costs associated with building a houseboat, and the price will vary depending on the type of boat you choose, the location where you make it, and other factors. Usually, the cost of building a houseboat will range from $30,000 to $100,000, but it can be more or less depending on your budget and the amenities you choose.

If you are considering building a houseboat, you will need to decide which type of boat to make. Several different types of boats can be used as houseboats. The most common include:

Houseboats: These are designed to be used as houseboats, so they will have the basic amenities you need.

Converted vessels: You can convert a boat that was not designed initially as a houseboat.

Floating homes: These are usually built on top of a barge and have more amenities than converted vessels.

Boat builder in workshop

Should I buy a new or used houseboat?

The cost of a houseboat can vary depending on the type, size, and condition. New boats will always be more expensive than used boats; however, it may make sense to purchase a used boat in some instances. For instance, a used boat may be the best option if you don’t have the money to buy a new houseboat.

A new houseboat can range from $25,000 to $1 million, depending on the size and features. The cost of a used houseboat can vary from $10,000 to $1 million, depending on the size and parts.

Difference between new and used houseboats

Used houseboats usually cost less than new ones because they’ve already been used and taken care of. They’re also generally cheaper because the boat company has marked them for clearing inventory. However, there may be some exceptions depending on the condition of the boat and whether any repairs need to be made (which would add to the price).

The main reason people buy a used boat is that they want something more affordable than purchasing a brand-new one, and they know it’s going to be in better condition since it’s already been through its paces. This means you can generally expect fewer problems with a preowned vessel–provided it’s in good shape–than with a newly bought one. So long as you’re aware of all potential issues with any given boat before making an offer, purchasing preowned should work out just fine for you!

Different types of houseboats

There are various types of houseboats. The most popular ones are:

 Pontoon Houseboat – A pontoon is a houseboat designed to look and feel like a regular boat. It’s a houseboat meant to be used for special events and vacations, but not as permanent housing.

Canal houseboat – These are the most common type of houseboat. They can be used as permanent or temporary housing, and they’re designed to navigate through narrow waterways.

Floating Home  – Also known as a “house barge,” these are large, luxury houseboats that can be used for permanent housing.

Things to look for when buying a houseboat

There are many different types of houseboats available on the market, from recreational boats to fishing boats. Before shopping, you’ll want to decide what kind of boat you’re interested in.

Location is another crucial factor to consider when buying a houseboat. Make sure you find an area close enough to your destination,, so you don’t have to spend time traveling there each time you want to use your boat.

Price is also important when buying a houseboat. Make sure you get a fair price for what you’re getting; it’s not worth spending too much on something that won’t be used often or isn’t in good condition.

Dramatic sunset over a houseboat in Bramble Bush Bay

How can I save money when buying a houseboat?

There are a few ways to save money when buying a houseboat. You can research different types of houseboats, compare prices, and find the best deal.

You can also find discounts on new or used boats.

You can also negotiate the price with the seller.

You can also wait for deals to come up in the market.

Pros and cons of owning a houseboat

The pros and cons of owning a houseboat vary depending on the individual.

There are pros and cons to owning a houseboat for everyone, but some people may find it more convenient than living in a traditional home.

Some people may also find that they can use their boats for recreational activities or as an investment.

Owning a houseboat can be expensive, but many costs are associated with buying and maintaining one.

The pros of owning a houseboat include:

  • The convenience it provides.
  • The flexibility it offers.
  • The ability to use it for recreation or as an investment.

The cons of owning a houseboat include its high cost, maintenance requirements, and potential damage from weather conditions or accidents.

Family having fun on houseboat sun deck, Kraalbaai, South Africa

How do I insure my houseboat?

Houseboating is an exciting experience, but it’s also risky. That’s why it’s essential to protect yourself from potential dangers. You can buy insurance to cover accidents or theft, both new and used houseboats. Each type of insurance has its benefits and drawbacks. Here are some things to keep in mind when shopping for houseboat insurance:

New Houseboat Insurance: This policy covers you if someone else causes an accident while you’re using your boat (like hitting another vessel). It also covers any damage done while the ship is being repaired after an accident.

Used House Boat Insurance: This policy protects you if someone steals your boat while it’s on the water (or even while it’s docked). It usually includes coverage for physical damages and loss of income due to lost time on the water working on your boat.

Homeowner Policies vs. Marine policies: Homeowner policies typically don’t cover boats; they’re designed only for homeowners living on a property with a water body. On the other hand, Marine policies are intended to cover a wide range of risks (including boats).

Coverage amounts: Most policies limit the amount of money they’ll pay out in case of an accident or theft. Make sure you understand these limitations before buying insurance.

Extras: Many policies also include coverage for emergency evacuation, loss/theft of personal items, and general liability.

Many types of houseboat insurance are available; choosing one that will protect you from all possible dangers is essential.

How Much Does It Cost to Dock a Houseboat?

You can dock your houseboat at any number of public marinas around the country. The price you pay for docking will depend on the type of houseboat you’re using, whether it’s new or used, and how long you want to stay docked. Generally speaking, docking a houseboat costs between $25 and $75 per night.

What are the additional costs associated with owning a houseboat?

Additional costs associated with owning a houseboat include the cost of dockage, insurance, registration, and maintenance. Dockage costs vary widely depending on where you keep your houseboat and how long you keep it there.

If you are planning to store the boat in a marina, expect to pay $100 to $200 per month for a slip, plus additional electricity and water cost. If you plan to keep the boat in your own backyard or on a trailer, expect to pay about $100 to $300 per month for a mooring or slip. Depending on your state’s laws, you will also need to pay an annual registration fee of about $25.

What are the different financing options for a houseboat?

There are three main types of financing for a houseboat: cash, mortgage, and loan. Each has its own advantages and disadvantages. The best option for you depends on your needs and preferences. Loan options are costly but offer the most flexibility and safety features. Cash is the cheapest option, but it’s also the least flexible. Mortgage loans are more expensive than cash loans, but they offer more flexibility.

Where can I find a houseboat for sale?

Many websites sell houseboats, including eBay and If you want to buy a houseboat, you can search online for a boat that meets your needs. You should also check out the seller’s reputation and read reviews from other people who have bought boats from them before.

You can also find a houseboat at a store that sells boats. These stores are called marinas, and some have websites where you can search for boats.

If you want to buy a houseboat but aren’t sure what kind of boat will suit your needs, you can look at the boats on display at a marina. At the marina, you can look at different boats and find out how much they cost.